On the whole, auto finance includes financial activities aimed at car buyers in the retail process, and also includes supply chain finance in the entire auto supply chain, both of which are developing rapidly. For auto retail finance, major automakers, banks, including Internet companies and platforms have invested in it. All companies and institutions are trying and exploring how to develop in this industry.
In the retail process, car buyers who choose a loan will go through the process of choosing a product, applying, waiting for review, lending, and daily repayment. The whole process involves financial products, services, and surrounding resources.
How can we better serve the whole process, help car buyers get better loans for car purchases, and make car buyers willing to buy and use financial products?
According to the trend of the existing phone number list financial market and the development of technology, the development of auto retail finance has the following stages:
Provide competitive financial products
Provide financial loan services
Provide full life cycle services
Open up upstream and downstream and surrounding resources
Auto Retail Finance
There are no obvious boundaries in these stages, and there is no limitation of sufficient and necessary conditions. The whole process is a spiral development process, and the development of any subsequent stage cannot be separated from the foreshadowing and support of the previous stage.